The First Step to Buying a Home

The single most common question that I am asked as a Realtor is “what is my first step”? Getting Pre-qualified from a LOCAL lender of your choice is an absolute necessity when beginning your home search. There are a multitude of loan programs available and they all come with different guidelines and sometimes restrictions as to what you can buy. This also allows you to have an amount that the bank will loan you. This is invaluable knowledge as you don’t want to waste your time looking at homes that are not in your price range or that do not meet your program guidelines. Please don’t hesitate to contact me with questions or to begin your home buying or selling journey!

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Playing to Your Strengths – Part 2

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Playing to your strengths Part 1

Please take 14 minutes of your time and watch this. It explores and explodes some myths about focusing on your strengths rather than your weaknesses.

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Weekend Challenge

Take notice of what you talk about this weekend. Do you continually talk about obstacles you’re facing; relish in lamenting, whining or even joking about them? Or do you focus on comeback, hopefulness & victory? If you like talking about ‘woe is me,’ then you will continue to keep creating woes as it is serving up the fodder for your social commentary.

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10 Summer Moving Tips

How to prepare for a seamless transition

If you’re moving this summer, the busiest season for moving, you know how daunting it can be. But if you create a blueprint for your move, the transition from house to house will go more smoothly.
Here are 10 things you can do to prepare for a seamless transition.
1. Full serve, partial serve or a do-it-yourself move.  Can you do it alone or should you hire a licensed moving company for a full-service or partial-service move?  This is one of the first and often most difficult questions soon-to-be moving households face. The answer depends on your lifestyle, household size, budget and amount of time you have to get everything accomplished...
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Zillow: Home values to increase 4.1% by May 2014

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Good News!  Our area is thriving…

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Mortgage rates flirt with record lows: Freddie Mac

Fixed-mortgage rates hovered near record lows this past week, amid weaker than expected first-quarter economic growth, according to Freddie Mac data.

The 30-year, fixed-rate mortgage floated just above its all-time record low, coming in at 3.35%, down from 3.4% last week and 3.84% last year, the GSE said in its Primary Mortgage Market Survey.

The 15-year, FRM reached a new record low of 2.56%, down from 2.61%, while falling from 3.07% last year.

Meanwhile, the 5-year Treasury-indexed adjustable-rate mortgage averaged 2.56%, down from 2.58% last week and down from 2.85% a year ago.

Additionally, the 1-year Treasury-index ARM dropped to 2.56% this week, compared to 2.62% last week and was also down from 2.7% a year earlier.

“Mortgage rates eased somewhat following the release of the advanc...

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Best of Q&A: I’m Selling My Home, How Much Of The Sale Price Will I Leave With?

Q: When I am pricing my home for sale, how much of the sale price will I actually leave the closing with?

I have been told fees consume as much as $9,000 of the sales price. I have had three buyers offer to purchase my home at the asking price of $99,500, they all agree it is worth that much. The financial group handling the mortgage have informed me that, due to foreclosures being flipped in the area, they will only finance a price of approx $70,000 and I will only receive $61,000 of that. This has created a very stressful situation for me. The home has been rented for $800 month for three years, good renters have never been late and do not want to leave – they want to buy the home at my asking price...

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Best of Q&A: When Is The Best Time To List Your House?

Q: Currently when is the best time to list your house?

It is mid January we are currently getting an estimate for putting in city sewage, new roof, and driveway. We are hoping to have this done by the end of February.

A: The best time to sell your house is when you are absolutely ready.

A home on the market cannot be a work in progress, as you will never get an opportunity to re-interest a buyer turned off by something avoidable. When the home is de-cluttered, clean, and show ready, you can welcome potential buyers with confidence.

People sometimes think that Spring is the optimal time. But keep in mind that you will have more competition then. Buyers looking for a home in the winter months are usually pretty serious and need to make a decision.

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